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Decentralized user identification system
Price on ICO
Jan. 15, 2018
Feb. 1, 2018
ICO is over
SelfKey is a decentralized management system for identification data used to go through the KYC procedure. The product consists of a number of software components and an interaction protocol ased on an ERC-20 token.
The main component is the SelfKey wallet application, where a user sets their personal information: name, date of birth, citizenship, place of residence, photo, information on wallets, bank accounts, etc.
As the next step, the user transforms this data into a number of claims, verified by a third party: governmental institutions, banks, notary offices, etc. Examples of claims include “The user is 18 years or above” or “The user is a US citizen”. Every claim is signed with a digital signature of the verifying office and stored in the user’s SelfKey wallet.
When an external operator requires KYC (before providing a service), the user retrieves the necessary claims from the wallet. The operator’s trust towards these claims is based on their trust towards the digital signature from the verifying office.
Selfkey have announced that they already have agreements with 250 organizations willing to work with this model. These partners’ services fill the internal service marketplace of the platform and are available via the SelfKey wallet.
The KEY utility-token is used inside the system for transactions between sides who receive services, provide services or verify data. To make purchase or selling of KEY tokens easier, in time SelfKey intend to implement a built-in exchange in the wallet which would support primary cryptocurrencies (BTC, ETH) or ERC-20 tokens.
According to the website, the project already has around 45 employees and around 30 advisors. Half the team are developers and blockchain-specialists. About a third are lawyers.
Storage and protection of personal data, simplification of their use scenarios, and ability to monetize user data are currently subjects of much hype. Lately we see more and more teams experimenting in this field and finding new approaches and solutions. SelfKey too is among such projects, although we can’t exactly call it a “miracle cure”.
Despite suggested countermeasures, partial risks associated with theft of personal information remain. Leaks can occur both on the user side, and on the side of service providers. Mass proliferation of the product will also be stalled by a variety of factors: obligatory integration, cross-border interaction, nuances of various jurisdictions, relative novelty of transactions between legal and human entities using tokens.
SelfKey is not something that would be realized immediately, but holds a lot of potential. There is a clear trend towards decentralization of personal data storage and management. More and more analysts and specialists come to the conclusion that user data is a unique commodity, one that organisations should be charged for. SelfKey is one of the first examples of this concept realized.
Our idea is simple: that users should be at the center of their identity management process, a concept known as Self-Sovereign IDentity (SSID). We can escape from the legacy systems of paper-based documents and move into a digital identity with privacy, security, transparency and individual rights with SelfKey, a SSID implementation built using blockchain technology, with the corresponding keys held in a digital identity wallet.
SelfKey is an identity system built on an open platform consisting of several key components including: SelfKey Foundation, a non-profit foundation whose charter and governance enshrines the principles of self-sovereign identity, a technology stack with a free and open source identity wallet for the identity owner, a marketplace with real products and services available at launch, a JSON-LD (machine readable) protocol, connection to 3rd party identity micro services which comply with KYC laws and regulations, and a native token called “KEY” which enables the SelfKey ecosystem to exchange value and information in an efficient, fully-digital, self-sovereign manner.
SelfKey sold 15.8m worth of KEY tokens in the pre-sale.
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