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P2P insurance platform
Jan. 16, 2018
Feb. 5, 2018
ICO is over
InsurePal founders are Matt Peterman and Tom Volk. Matt Peterman has more than 15 years of experience in insurance business and venture capitals. Currently he is the executive and business developer at Salviol Ltd. Tom Volk is the founder of Adacta Group. Aside from the two co-founders, the project also lists 8 managers and a group of 9 advisors. The latter serve as the primary source of blockchain experience for the project.
Although the effects of blockchain on the financial field have been noted repeatedly, and the potential is on the way to realization through various projects, the field of insurance by contrast has been somewhat less explored. This is precisely the direction of InsurePal’s work. Not only does the project promise to bring changes into traditional insurance business, but also to support the insurance in new fields emerging with the growing popularity of cryptocurrencies and blockchain. It’s easy to see the potential of creating a more transparent system that also loses the need for expensive middlemen.
The platform’s ERC-20 token, titled IPL, is a utility-token used for identification and tokenization of insurance assets, as well as digitizing associated records on a distributed ledger. The token supports a number of functions, including:
In general the community seems to have a great interest in InsurePal. This is evident based on the project’s very successful presale. We expect InsurePal will be able to raise the rest of the required funds during crowdsale with relative ease. InsurePal have also patented the application of social proof to insurance, although one has to remember that this model has not yet fully demonstrated itself in action. We do like the fact that potentially more affordable insurance and the implementation of modern technologies may attract clients who until now have not been likely to insure.
We are keeping an eye on the project and awaiting further developments!
InsurePal is a self-rregulating, social proof insurance platform based on social proofing and decentralization.. To protect the intellectual property behind InsurePal, a worldwide patent has been fled, giving then InsurePal platform a unique opportunity to become “the go to” platform for insurance based on social-proof. The introduction of social proof as a self-regulating psychological phenomenon allows InsurePal to nurture a scheme of lower-rrisk individuals, consequently decreasing their premiums by up to 50%, whilst fully harnessing the power of blockchain technology. Having the ability to ofer an attractive end-to-end product for an incomparably lower price is our guarantee for success, as well as a proven solution that will attract only the diligent and responsible into our business model.
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